Call reports 2001
FIRST AMERICAN BANK — 2001
What FIRST AMERICAN BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 186,794,000 | 187,430,000 | 186,942,000 | 186,315,000 |
| Total loans | 136,694,000 | 135,667,000 | 137,830,000 | 145,689,000 |
| Allowance for loan losses | 1,568,000 | 1,537,000 | 1,612,000 | 1,607,000 |
| Securities available for sale | 19,961,000 | 19,891,000 | 22,871,000 | 14,897,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 170,872,000 | 171,309,000 | 170,502,000 | 168,546,000 |
| Interest-bearing deposits | 142,039,000 | 140,882,000 | 140,585,000 | 138,686,000 |
| Noninterest-bearing deposits | 28,833,000 | 30,427,000 | 29,917,000 | 29,860,000 |
| Equity capital | 12,991,000 | 13,147,000 | 13,544,000 | 14,891,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,794,000 | 7,482,000 | 11,016,000 | 14,304,000 |
| Interest expense | 1,842,000 | 3,569,000 | 5,149,000 | 6,413,000 |
| Net interest income | 1,952,000 | 3,913,000 | 5,867,000 | 7,891,000 |
| Noninterest income | 560,000 | 1,139,000 | 1,769,000 | 2,626,000 |
| Noninterest expense | 1,888,000 | 3,744,000 | 5,730,000 | 7,896,000 |
| Provision for loan losses | 184,000 | 350,000 | 556,000 | 771,000 |
| Pretax income | 440,000 | 960,000 | 1,352,000 | 1,846,000 |
| Income tax | 398,000 | 398,000 | 398,000 | 398,000 |
| Net income | 42,000 | 562,000 | 954,000 | 1,448,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,384,000 | 12,497,000 | 12,730,000 | 14,128,000 |
| Total capital | 13,952,000 | 14,034,000 | 14,342,000 | 15,735,000 |
| Risk-weighted assets | 141,509,000 | 139,093,000 | 140,461,000 | 148,008,000 |