Call reports 2016
GREAT STATE BANK — 2016
What GREAT STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 110,791,000 | 110,397,000 | 112,102,000 | 118,006,000 |
| Total loans | 76,722,000 | 78,521,000 | 82,604,000 | 82,231,000 |
| Allowance for loan losses | 997,000 | 1,020,000 | 1,073,000 | 1,070,000 |
| Securities available for sale | 9,234,000 | 9,014,000 | 8,313,000 | 7,997,000 |
| Securities held to maturity | 2,406,000 | 2,352,000 | 2,272,000 | 2,205,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,859,000 | 98,445,000 | 98,977,000 | 103,734,000 |
| Interest-bearing deposits | 88,010,000 | 87,884,000 | 88,206,000 | 90,321,000 |
| Noninterest-bearing deposits | 10,849,000 | 10,561,000 | 10,771,000 | 13,413,000 |
| Equity capital | 11,108,000 | 11,217,000 | 11,375,000 | 11,748,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,002,000 | 2,046,000 | 3,143,000 | 4,343,000 |
| Interest expense | 158,000 | 325,000 | 499,000 | 683,000 |
| Net interest income | 844,000 | 1,721,000 | 2,644,000 | 3,660,000 |
| Noninterest income | 29,000 | 74,000 | 109,000 | 444,000 |
| Noninterest expense | 570,000 | 1,195,000 | 1,830,000 | 2,576,000 |
| Provision for loan losses | 62,000 | 89,000 | 145,000 | 154,000 |
| Pretax income | 240,000 | 510,000 | 777,000 | 1,373,000 |
| Income tax | 84,000 | 189,000 | 295,000 | 481,000 |
| Net income | 155,000 | 321,000 | 482,000 | 892,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,694,000 | 11,184,000 | 11,344,000 | 11,754,000 |
| Total capital | 11,580,000 | 12,112,000 | 12,302,000 | 12,755,000 |
| Risk-weighted assets | 70,626,000 | 74,114,000 | 76,493,000 | 80,048,000 |