Call reports 2015
GREAT STATE BANK — 2015
What GREAT STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 98,090,000 | 100,469,000 | 102,887,000 | 104,796,000 |
| Total loans | 64,504,000 | 65,678,000 | 67,761,000 | 71,994,000 |
| Allowance for loan losses | 838,000 | 871,000 | 888,000 | 936,000 |
| Securities available for sale | 9,702,000 | 9,636,000 | 8,944,000 | 8,291,000 |
| Securities held to maturity | 2,772,000 | 2,708,000 | 2,560,000 | 2,519,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,061,000 | 88,483,000 | 90,745,000 | 92,916,000 |
| Interest-bearing deposits | 77,852,000 | 80,435,000 | 81,874,000 | 83,856,000 |
| Noninterest-bearing deposits | 8,208,000 | 8,048,000 | 8,871,000 | 9,060,000 |
| Equity capital | 10,716,000 | 10,737,000 | 10,855,000 | 10,942,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 895,000 | 1,821,000 | 2,778,000 | 3,737,000 |
| Interest expense | 141,000 | 286,000 | 436,000 | 590,000 |
| Net interest income | 754,000 | 1,535,000 | 2,342,000 | 3,147,000 |
| Noninterest income | 40,000 | 85,000 | 125,000 | 115,000 |
| Noninterest expense | 504,000 | 1,222,000 | 1,753,000 | 2,327,000 |
| Provision for loan losses | 13,000 | 46,000 | 62,000 | 87,000 |
| Pretax income | 280,000 | 355,000 | 655,000 | 851,000 |
| Income tax | 127,000 | 157,000 | 342,000 | 427,000 |
| Net income | 153,000 | 198,000 | 313,000 | 424,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,375,000 | 10,376,000 | 10,529,000 | 10,532,000 |
| Total capital | 11,172,000 | 11,169,000 | 11,399,000 | 11,403,000 |
| Risk-weighted assets | 63,569,000 | 63,205,000 | 69,406,000 | 69,396,000 |