Call reports 2014
GREAT STATE BANK — 2014
What GREAT STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 90,585,000 | 92,373,000 | 92,933,000 | 93,616,000 |
| Total loans | 58,539,000 | 58,496,000 | 60,878,000 | 63,549,000 |
| Allowance for loan losses | 761,000 | 767,000 | 791,000 | 826,000 |
| Securities available for sale | 11,041,000 | 10,986,000 | 11,110,000 | 10,844,000 |
| Securities held to maturity | 3,302,000 | 3,249,000 | 2,916,000 | 2,883,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,857,000 | 79,991,000 | 80,365,000 | 80,870,000 |
| Interest-bearing deposits | 71,240,000 | 72,440,000 | 72,611,000 | 73,196,000 |
| Noninterest-bearing deposits | 7,617,000 | 7,551,000 | 7,755,000 | 7,674,000 |
| Equity capital | 10,017,000 | 10,290,000 | 10,464,000 | 10,600,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 820,000 | 1,701,000 | 2,578,000 | 3,481,000 |
| Interest expense | 133,000 | 268,000 | 404,000 | 542,000 |
| Net interest income | 687,000 | 1,433,000 | 2,174,000 | 2,939,000 |
| Noninterest income | 27,000 | 55,000 | 89,000 | 120,000 |
| Noninterest expense | 461,000 | 936,000 | 1,426,000 | 1,972,000 |
| Provision for loan losses | 26,000 | 32,000 | 71,000 | 106,000 |
| Pretax income | 227,000 | 520,000 | 766,000 | 981,000 |
| Income tax | 116,000 | 133,000 | 200,000 | 267,000 |
| Net income | 126,000 | 387,000 | 566,000 | 714,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,965,000 | 10,226,000 | 10,405,000 | 10,554,000 |
| Total capital | 10,726,000 | 10,993,000 | 11,196,000 | 11,380,000 |
| Risk-weighted assets | 61,004,000 | 62,050,000 | 64,500,000 | 67,034,000 |