Call reports 2013
GREAT STATE BANK — 2013
What GREAT STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 80,631,000 | 82,545,000 | 84,359,000 | 87,070,000 |
| Total loans | 47,629,000 | 49,492,000 | 55,235,000 | 56,571,000 |
| Allowance for loan losses | 640,000 | 649,000 | 718,000 | 735,000 |
| Securities available for sale | 11,505,000 | 11,641,000 | 11,344,000 | 11,357,000 |
| Securities held to maturity | 2,013,000 | 2,453,000 | 3,112,000 | 2,799,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,415,000 | 71,479,000 | 72,902,000 | 75,552,000 |
| Interest-bearing deposits | 65,159,000 | 66,656,000 | 67,840,000 | 70,010,000 |
| Noninterest-bearing deposits | 4,256,000 | 4,823,000 | 5,063,000 | 5,543,000 |
| Equity capital | 9,539,000 | 9,482,000 | 9,874,000 | 9,874,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 717,000 | 1,455,000 | 2,278,000 | 3,095,000 |
| Interest expense | 141,000 | 274,000 | 412,000 | 550,000 |
| Net interest income | 576,000 | 1,181,000 | 1,866,000 | 2,545,000 |
| Noninterest income | 50,000 | 91,000 | 125,000 | 146,000 |
| Noninterest expense | 447,000 | 937,000 | 1,402,000 | 1,886,000 |
| Provision for loan losses | 0 | 32,000 | 101,000 | 179,000 |
| Pretax income | 179,000 | 303,000 | 486,000 | 627,000 |
| Income tax | 0 | 49,000 | 60,000 | 102,000 |
| Net income | 179,000 | 254,000 | 713,000 | 767,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,298,000 | 9,373,000 | 9,832,000 | 9,839,000 |
| Total capital | 9,922,000 | 10,015,000 | 10,550,000 | 10,574,000 |
| Risk-weighted assets | 49,920,000 | 51,353,000 | 57,567,000 | 59,113,000 |