Call reports 2012
GREAT STATE BANK — 2012
What GREAT STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 72,371,000 | 74,986,000 | 73,600,000 | 76,161,000 |
| Total loans | 48,414,000 | 49,350,000 | 50,687,000 | 48,795,000 |
| Allowance for loan losses | 635,000 | 641,000 | 660,000 | 640,000 |
| Securities available for sale | 11,256,000 | 12,327,000 | 11,549,000 | 12,066,000 |
| Securities held to maturity | 1,692,000 | 1,660,000 | 1,780,000 | 1,805,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,396,000 | 64,935,000 | 62,781,000 | 65,119,000 |
| Interest-bearing deposits | 58,735,000 | 60,222,000 | 58,734,000 | 60,924,000 |
| Noninterest-bearing deposits | 3,661,000 | 4,714,000 | 4,048,000 | 4,195,000 |
| Equity capital | 8,847,000 | 8,985,000 | 9,250,000 | 9,368,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 731,000 | 1,502,000 | 2,270,000 | 3,011,000 |
| Interest expense | 169,000 | 329,000 | 483,000 | 627,000 |
| Net interest income | 562,000 | 1,173,000 | 1,787,000 | 2,384,000 |
| Noninterest income | 40,000 | 89,000 | 141,000 | 193,000 |
| Noninterest expense | 435,000 | 893,000 | 1,342,000 | 1,875,000 |
| Provision for loan losses | 37,000 | 114,000 | 133,000 | 133,000 |
| Pretax income | 145,000 | 282,000 | 487,000 | 618,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 145,000 | 282,000 | 487,000 | 618,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,646,000 | 8,783,000 | 8,989,000 | 9,120,000 |
| Total capital | 9,274,000 | 9,411,000 | 9,649,000 | 9,759,000 |
| Risk-weighted assets | 49,469,000 | 50,217,000 | 53,666,000 | 51,157,000 |