Call reports 2010
GREAT STATE BANK — 2010
What GREAT STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 47,674,000 | 48,614,000 | 52,232,000 | 56,240,000 |
| Total loans | 31,263,000 | 32,558,000 | 34,010,000 | 40,343,000 |
| Allowance for loan losses | 407,000 | 424,000 | 442,000 | 524,000 |
| Securities available for sale | 9,005,000 | 9,117,000 | 9,943,000 | 10,275,000 |
| Securities held to maturity | 1,495,000 | 1,659,000 | 1,293,000 | 1,057,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,946,000 | 38,890,000 | 42,388,000 | 46,579,000 |
| Interest-bearing deposits | 35,187,000 | 36,108,000 | 38,940,000 | 42,647,000 |
| Noninterest-bearing deposits | 2,759,000 | 2,782,000 | 3,448,000 | 3,932,000 |
| Equity capital | 8,395,000 | 8,429,000 | 8,546,000 | 8,294,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 489,000 | 1,018,000 | 1,567,000 | 2,177,000 |
| Interest expense | 154,000 | 322,000 | 487,000 | 662,000 |
| Net interest income | 335,000 | 696,000 | 1,080,000 | 1,515,000 |
| Noninterest income | 16,000 | 52,000 | 92,000 | 125,000 |
| Noninterest expense | 350,000 | 744,000 | 1,138,000 | 1,610,000 |
| Provision for loan losses | 48,000 | 68,000 | 86,000 | 168,000 |
| Pretax income | -47,000 | -47,000 | -32,000 | -116,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -47,000 | -47,000 | -32,000 | -116,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,276,000 | 8,276,000 | 8,291,000 | 8,208,000 |
| Total capital | 8,683,000 | 8,700,000 | 8,733,000 | 8,731,000 |
| Risk-weighted assets | 34,800,000 | 35,605,000 | 36,935,000 | 41,866,000 |