Call reports 2009
GREAT STATE BANK — 2009
What GREAT STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 28,615,000 | 32,996,000 | 38,370,000 | 41,564,000 |
| Total loans | 16,543,000 | 21,223,000 | 24,744,000 | 27,661,000 |
| Allowance for loan losses | 215,000 | 275,000 | 322,000 | 360,000 |
| Securities available for sale | 7,113,000 | 6,639,000 | 8,156,000 | 7,998,000 |
| Securities held to maturity | 0 | 0 | 1,341,000 | 1,325,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,617,000 | 24,176,000 | 29,674,000 | 31,809,000 |
| Interest-bearing deposits | 19,166,000 | 23,680,000 | 28,529,000 | 29,999,000 |
| Noninterest-bearing deposits | 451,000 | 496,000 | 1,145,000 | 1,811,000 |
| Equity capital | 8,944,000 | 8,751,000 | 8,643,000 | 8,416,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 229,000 | 529,000 | 894,000 | 1,309,000 |
| Interest expense | 136,000 | 285,000 | 442,000 | 595,000 |
| Net interest income | 93,000 | 244,000 | 452,000 | 714,000 |
| Noninterest income | 2,000 | 11,000 | 27,000 | 39,000 |
| Noninterest expense | 314,000 | 620,000 | 987,000 | 1,412,000 |
| Provision for loan losses | 43,000 | 104,000 | 151,000 | 189,000 |
| Pretax income | -262,000 | -459,000 | -649,000 | -838,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -262,000 | -459,000 | -649,000 | -838,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,901,000 | 8,704,000 | 8,515,000 | 8,323,000 |
| Total capital | 9,116,000 | 8,979,000 | 8,837,000 | 8,684,000 |
| Risk-weighted assets | 18,992,000 | 24,021,000 | 27,501,000 | 30,339,000 |