Call reports 2026
PONY EXPRESS BANK — 2026
What PONY EXPRESS BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 376,945,000 | 399,474,000 |
| Total loans | 315,556,000 | 306,047,000 |
| Allowance for loan losses | 3,774,000 | 3,773,000 |
| Securities available for sale | 43,437,000 | 42,047,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 313,487,000 | 342,763,000 |
| Interest-bearing deposits | 240,286,000 | 262,782,000 |
| Noninterest-bearing deposits | 73,201,000 | 79,981,000 |
| Equity capital | 39,150,000 | 40,072,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 6,062,000 | 12,273,000 |
| Interest expense | 1,463,000 | 2,977,000 |
| Net interest income | 4,599,000 | 9,296,000 |
| Noninterest income | 269,000 | 505,000 |
| Noninterest expense | 2,221,000 | 4,360,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 2,647,000 | 5,441,000 |
| Income tax | 0 | 0 |
| Net income | 2,647,000 | 5,441,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 38,081,000 | 38,873,000 |
| Total capital | 42,070,000 | 42,861,000 |
| Risk-weighted assets | 325,001,000 | 321,166,000 |
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