Call reports 2023
PONY EXPRESS BANK — 2023
What PONY EXPRESS BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 341,320,000 | 349,992,000 | 343,606,000 | 383,817,000 |
| Total loans | 269,967,000 | 282,929,000 | 281,642,000 | 285,558,000 |
| Allowance for loan losses | 3,556,000 | 3,552,000 | 3,551,000 | 3,553,000 |
| Securities available for sale | 52,830,000 | 51,910,000 | 49,731,000 | 50,356,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 301,316,000 | 294,095,000 | 286,535,000 | 306,817,000 |
| Interest-bearing deposits | 225,789,000 | 227,213,000 | 219,365,000 | 229,081,000 |
| Noninterest-bearing deposits | 75,527,000 | 66,882,000 | 67,170,000 | 77,736,000 |
| Equity capital | 27,538,000 | 28,507,000 | 27,892,000 | 30,854,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 4,345,000 | 9,244,000 | 14,467,000 | 19,958,000 |
| Interest expense | 726,000 | 1,690,000 | 3,065,000 | 4,515,000 |
| Net interest income | 3,619,000 | 7,554,000 | 11,402,000 | 15,443,000 |
| Noninterest income | 242,000 | 468,000 | 690,000 | 916,000 |
| Noninterest expense | 1,831,000 | 3,564,000 | 5,465,000 | 7,439,000 |
| Provision for loan losses | 0 | 0 | 0 | 10,000 |
| Pretax income | 2,030,000 | 4,458,000 | 6,627,000 | 8,910,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,030,000 | 4,458,000 | 6,627,000 | 8,910,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,784,000 | 31,010,000 | 31,980,000 | 32,863,000 |
| Total capital | 33,258,000 | 34,562,000 | 35,489,000 | 36,407,000 |
| Risk-weighted assets | 277,810,000 | 284,336,000 | 280,678,000 | 283,474,000 |
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