Call reports 2021
PONY EXPRESS BANK — 2021
What PONY EXPRESS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 272,134,000 | 283,043,000 | 291,838,000 | 324,038,000 |
| Total loans | 197,883,000 | 213,905,000 | 216,386,000 | 229,052,000 |
| Allowance for loan losses | 2,714,000 | 2,757,000 | 2,797,000 | 2,791,000 |
| Securities available for sale | 35,472,000 | 47,117,000 | 45,063,000 | 56,772,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 248,827,000 | 259,044,000 | 266,307,000 | 293,929,000 |
| Interest-bearing deposits | 168,997,000 | 178,364,000 | 182,312,000 | 196,655,000 |
| Noninterest-bearing deposits | 79,830,000 | 80,680,000 | 83,995,000 | 97,274,000 |
| Equity capital | 23,059,000 | 23,531,000 | 24,936,000 | 29,810,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,648,000 | 5,395,000 | 8,767,000 | 11,784,000 |
| Interest expense | 132,000 | 298,000 | 461,000 | 622,000 |
| Net interest income | 2,516,000 | 5,097,000 | 8,306,000 | 11,162,000 |
| Noninterest income | 209,000 | 425,000 | 640,000 | 872,000 |
| Noninterest expense | 1,408,000 | 2,922,000 | 4,499,000 | 6,080,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,339,000 | 2,624,000 | 4,436,000 | 5,943,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,339,000 | 2,624,000 | 4,436,000 | 5,943,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,685,000 | 20,095,000 | 21,532,000 | 26,788,000 |
| Total capital | 21,750,000 | 22,435,000 | 23,959,000 | 29,361,000 |
| Risk-weighted assets | 164,563,000 | 186,769,000 | 193,825,000 | 205,624,000 |