Call reports 2020
PONY EXPRESS BANK — 2020
What PONY EXPRESS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 186,238,000 | 198,686,000 | 220,730,000 | 222,351,000 |
| Total loans | 144,321,000 | 166,506,000 | 168,998,000 | 167,687,000 |
| Allowance for loan losses | 1,810,000 | 2,093,000 | 2,391,000 | 2,699,000 |
| Securities available for sale | 12,352,000 | 13,716,000 | 22,761,000 | 28,087,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 163,228,000 | 175,665,000 | 197,594,000 | 199,397,000 |
| Interest-bearing deposits | 97,641,000 | 101,207,000 | 126,573,000 | 128,367,000 |
| Noninterest-bearing deposits | 65,587,000 | 74,458,000 | 71,021,000 | 71,030,000 |
| Equity capital | 22,939,000 | 22,888,000 | 22,746,000 | 22,783,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,205,000 | 4,374,000 | 6,582,000 | 9,107,000 |
| Interest expense | 182,000 | 310,000 | 419,000 | 534,000 |
| Net interest income | 2,023,000 | 4,064,000 | 6,163,000 | 8,573,000 |
| Noninterest income | 214,000 | 402,000 | 630,000 | 847,000 |
| Noninterest expense | 1,065,000 | 2,142,000 | 3,436,000 | 4,855,000 |
| Provision for loan losses | 320,000 | 620,000 | 920,000 | 1,200,000 |
| Pretax income | 852,000 | 1,704,000 | 2,437,000 | 3,365,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 852,000 | 1,704,000 | 2,437,000 | 3,365,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,308,000 | 19,159,000 | 19,093,000 | 19,220,000 |
| Total capital | — | — | 20,755,000 | 21,033,000 |
| Risk-weighted assets | — | — | 132,252,000 | 144,192,000 |
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