Call reports 2018
PONY EXPRESS BANK — 2018
What PONY EXPRESS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 171,035,000 | 170,414,000 | 164,672,000 | 171,255,000 |
| Total loans | 130,188,000 | 134,384,000 | 136,219,000 | 140,796,000 |
| Allowance for loan losses | 1,334,000 | 1,352,000 | 1,358,000 | 1,356,000 |
| Securities available for sale | 11,672,000 | 13,683,000 | 15,748,000 | 15,379,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 150,388,000 | 149,473,000 | 143,321,000 | 149,598,000 |
| Interest-bearing deposits | 102,889,000 | 101,881,000 | 99,875,000 | 105,351,000 |
| Noninterest-bearing deposits | 47,499,000 | 47,592,000 | 43,446,000 | 44,247,000 |
| Equity capital | 20,506,000 | 20,669,000 | 20,972,000 | 21,310,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,913,000 | 3,843,000 | 5,926,000 | 8,082,000 |
| Interest expense | 88,000 | 177,000 | 272,000 | 402,000 |
| Net interest income | 1,825,000 | 3,666,000 | 5,654,000 | 7,680,000 |
| Noninterest income | 192,000 | 376,000 | 564,000 | 752,000 |
| Noninterest expense | 1,096,000 | 2,181,000 | 3,220,000 | 4,424,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 921,000 | 1,861,000 | 2,998,000 | 4,008,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 921,000 | 1,861,000 | 2,998,000 | 4,008,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,252,000 | 17,442,000 | 17,830,000 | 18,089,000 |
| Total capital | 18,586,000 | 18,794,000 | 19,188,000 | 19,445,000 |
| Risk-weighted assets | 117,883,000 | 123,066,000 | 124,811,000 | 127,700,000 |