Call reports 2017
PONY EXPRESS BANK — 2017
What PONY EXPRESS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 158,360,000 | 160,907,000 | 161,625,000 | 167,443,000 |
| Total loans | 125,080,000 | 127,320,000 | 125,141,000 | 132,235,000 |
| Allowance for loan losses | 1,186,000 | 1,182,000 | 1,146,000 | 1,333,000 |
| Securities available for sale | 10,267,000 | 10,145,000 | 10,939,000 | 12,385,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 138,278,000 | 140,576,000 | 140,894,000 | 146,890,000 |
| Interest-bearing deposits | 96,500,000 | 99,178,000 | 93,913,000 | 96,993,000 |
| Noninterest-bearing deposits | 41,778,000 | 41,398,000 | 46,981,000 | 49,897,000 |
| Equity capital | 19,953,000 | 20,098,000 | 20,400,000 | 20,284,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,719,000 | 3,484,000 | 5,338,000 | 7,209,000 |
| Interest expense | 72,000 | 150,000 | 233,000 | 313,000 |
| Net interest income | 1,647,000 | 3,334,000 | 5,105,000 | 6,896,000 |
| Noninterest income | 195,000 | 383,000 | 573,000 | 664,000 |
| Noninterest expense | 1,087,000 | 2,120,000 | 3,157,000 | 4,238,000 |
| Provision for loan losses | 0 | 0 | 0 | 200,000 |
| Pretax income | 755,000 | 1,599,000 | 2,523,000 | 3,124,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 755,000 | 1,599,000 | 2,523,000 | 3,124,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,512,000 | 16,605,000 | 16,930,000 | 16,879,000 |
| Total capital | 17,698,000 | 17,787,000 | 18,076,000 | 18,212,000 |
| Risk-weighted assets | 114,755,000 | 119,269,000 | 116,216,000 | 119,819,000 |