Call reports 2012
PONY EXPRESS BANK — 2012
What PONY EXPRESS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 134,064,000 | 128,239,000 | 134,351,000 | 135,284,000 |
| Total loans | 104,249,000 | 101,747,000 | 102,889,000 | 106,621,000 |
| Allowance for loan losses | 1,187,000 | 1,219,000 | 1,521,000 | 1,490,000 |
| Securities available for sale | 14,032,000 | 13,358,000 | 13,102,000 | 10,195,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 111,443,000 | 105,624,000 | 111,942,000 | 113,201,000 |
| Interest-bearing deposits | 85,950,000 | 81,713,000 | 82,499,000 | 84,690,000 |
| Noninterest-bearing deposits | 25,493,000 | 23,911,000 | 29,443,000 | 28,511,000 |
| Equity capital | 18,965,000 | 18,842,000 | 18,734,000 | 18,484,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,665,000 | 3,337,000 | 4,966,000 | 6,583,000 |
| Interest expense | 186,000 | 356,000 | 482,000 | 603,000 |
| Net interest income | 1,479,000 | 2,981,000 | 4,484,000 | 5,980,000 |
| Noninterest income | 249,000 | 486,000 | 687,000 | 872,000 |
| Noninterest expense | 861,000 | 1,746,000 | 2,558,000 | 3,511,000 |
| Provision for loan losses | 300,000 | 600,000 | 900,000 | 1,100,000 |
| Pretax income | 567,000 | 1,121,000 | 1,713,000 | 2,241,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 567,000 | 1,121,000 | 1,713,000 | 2,241,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,021,000 | 14,951,000 | 14,893,000 | 14,745,000 |
| Total capital | 16,208,000 | 16,170,000 | 16,130,000 | 16,017,000 |
| Risk-weighted assets | 101,076,000 | 97,835,000 | 98,691,000 | 101,521,000 |