Call reports 2006
NATIONAL BANK OF FREDERICKSBURG, THE — 2006
What NATIONAL BANK OF FREDERICKSBURG, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 462,007,000 | 474,806,000 | 479,699,000 | 486,628,000 |
| Total loans | 337,905,000 | 357,722,000 | 371,701,000 | 381,142,000 |
| Allowance for loan losses | 3,885,000 | 3,567,000 | 3,544,000 | 3,496,000 |
| Securities available for sale | 100,004,000 | 93,142,000 | 85,925,000 | 79,847,000 |
| Securities held to maturity | 348,000 | 348,000 | 348,000 | 348,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 376,129,000 | 383,241,000 | 399,966,000 | 411,085,000 |
| Interest-bearing deposits | 254,319,000 | 253,079,000 | 281,607,000 | 290,256,000 |
| Noninterest-bearing deposits | 121,810,000 | 130,162,000 | 118,359,000 | 120,829,000 |
| Equity capital | 36,056,000 | 36,890,000 | 38,193,000 | 39,119,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 6,615,000 | 13,778,000 | 21,314,000 | 28,956,000 |
| Interest expense | 1,631,000 | 3,692,000 | 6,015,000 | 8,528,000 |
| Net interest income | 4,984,000 | 10,086,000 | 15,299,000 | 20,428,000 |
| Noninterest income | 1,020,000 | 2,130,000 | 3,158,000 | 3,948,000 |
| Noninterest expense | 2,932,000 | 5,714,000 | 8,745,000 | 11,534,000 |
| Provision for loan losses | -199,000 | -514,000 | -514,000 | -514,000 |
| Pretax income | 3,271,000 | 7,016,000 | 10,226,000 | 13,372,000 |
| Income tax | 1,141,000 | 2,442,000 | 3,558,000 | 4,525,000 |
| Net income | 2,130,000 | 4,574,000 | 6,668,000 | 8,847,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,762,000 | 38,737,000 | 39,402,000 | 40,168,000 |
| Total capital | 48,846,000 | 49,492,000 | 50,261,000 | 50,984,000 |
| Risk-weighted assets | 370,932,000 | 384,705,000 | 395,730,000 | 405,635,000 |
Machine access — free, no API key
Every figure shown here about NATIONAL BANK OF FREDERICKSBURG, THE — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.