Call reports 2005
NATIONAL BANK OF FREDERICKSBURG, THE — 2005
What NATIONAL BANK OF FREDERICKSBURG, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 426,530,000 | 428,486,000 | 446,896,000 | 455,905,000 |
| Total loans | 291,482,000 | 295,446,000 | 310,103,000 | 324,516,000 |
| Allowance for loan losses | 3,675,000 | 4,106,000 | 4,104,000 | 4,088,000 |
| Securities available for sale | 116,186,000 | 111,074,000 | 115,540,000 | 108,452,000 |
| Securities held to maturity | 548,000 | 548,000 | 348,000 | 348,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 354,554,000 | 358,563,000 | 380,654,000 | 369,415,000 |
| Interest-bearing deposits | 244,591,000 | 241,258,000 | 254,678,000 | 246,311,000 |
| Noninterest-bearing deposits | 109,963,000 | 117,305,000 | 125,976,000 | 123,104,000 |
| Equity capital | 33,793,000 | 35,018,000 | 35,127,000 | 35,641,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 5,663,000 | 12,210,000 | 18,398,000 | 25,066,000 |
| Interest expense | 736,000 | 1,552,000 | 2,538,000 | 3,758,000 |
| Net interest income | 4,927,000 | 10,658,000 | 15,860,000 | 21,308,000 |
| Noninterest income | 891,000 | 1,857,000 | 2,877,000 | 3,936,000 |
| Noninterest expense | 2,705,000 | 5,444,000 | 8,207,000 | 10,904,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 3,113,000 | 7,071,000 | 10,530,000 | 14,340,000 |
| Income tax | 1,089,000 | 2,474,000 | 3,683,000 | 5,007,000 |
| Net income | 2,024,000 | 4,597,000 | 6,847,000 | 9,333,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,790,000 | 35,560,000 | 36,275,000 | 37,081,000 |
| Total capital | 45,465,000 | 46,513,000 | 47,379,000 | 48,169,000 |
| Risk-weighted assets | 313,934,000 | 315,910,000 | 334,306,000 | 353,718,000 |
Machine access — free, no API key
Every figure shown here about NATIONAL BANK OF FREDERICKSBURG, THE — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.