Call reports 2025
FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF LAKEWOOD — 2025
What FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF LAKEWOOD reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 2,997,408,000 | 2,940,167,000 | 2,901,149,000 | 2,909,587,000 |
| Total loans | 2,474,689,000 | 2,466,212,000 | 2,421,821,000 | 2,405,393,000 |
| Allowance for loan losses | 20,606,000 | 20,218,000 | 19,564,000 | 19,605,000 |
| Securities available for sale | 155,572,000 | 156,579,000 | 157,044,000 | 157,887,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,237,421,000 | 2,112,888,000 | 2,170,039,000 | 2,176,159,000 |
| Interest-bearing deposits | 1,959,153,000 | 1,838,848,000 | 1,891,427,000 | 1,870,123,000 |
| Noninterest-bearing deposits | 278,268,000 | 274,040,000 | 278,612,000 | 306,036,000 |
| Equity capital | 224,111,000 | 217,603,000 | 220,878,000 | 224,057,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 32,294,000 | 64,756,000 | 96,781,000 | 129,421,000 |
| Interest expense | 17,504,000 | 34,481,000 | 51,138,000 | 67,949,000 |
| Net interest income | 14,790,000 | 30,275,000 | 45,643,000 | 61,472,000 |
| Noninterest income | 2,437,000 | 5,039,000 | 7,650,000 | 10,493,000 |
| Noninterest expense | 14,790,000 | 38,143,000 | 53,889,000 | 61,737,000 |
| Provision for loan losses | 0 | -200,000 | -925,000 | 6,625,000 |
| Pretax income | 2,459,000 | -2,607,000 | 253,000 | 3,627,000 |
| Income tax | 415,000 | -752,000 | -266,000 | 330,000 |
| Net income | 2,044,000 | -1,855,000 | 519,000 | 3,297,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 238,857,000 | 234,244,000 | 235,887,000 | 237,836,000 |
| Total capital | 260,344,000 | 255,343,000 | 256,430,000 | 258,321,000 |
| Risk-weighted assets | 2,031,043,000 | 2,016,727,000 | 1,991,279,000 | 1,992,296,000 |