Call reports 2023
FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF LAKEWOOD — 2023
What FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF LAKEWOOD reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 2,590,729,000 | 2,684,509,000 | 2,729,823,000 | 2,810,395,000 |
| Total loans | 2,158,658,000 | 2,253,866,000 | 2,316,753,000 | 2,376,577,000 |
| Allowance for loan losses | 19,115,000 | 19,251,000 | 19,033,000 | 18,913,000 |
| Securities available for sale | 192,508,000 | 184,730,000 | 175,544,000 | 159,509,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,885,430,000 | 1,910,580,000 | 1,933,610,000 | 2,012,086,000 |
| Interest-bearing deposits | 1,580,665,000 | 1,612,289,000 | 1,647,335,000 | 1,699,457,000 |
| Noninterest-bearing deposits | 304,765,000 | 298,291,000 | 286,275,000 | 312,629,000 |
| Equity capital | 216,223,000 | 216,862,000 | 217,224,000 | 215,978,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 23,075,000 | 48,825,000 | 76,744,000 | 106,893,000 |
| Interest expense | 8,618,000 | 19,430,000 | 34,026,000 | 49,997,000 |
| Net interest income | 14,457,000 | 29,395,000 | 42,718,000 | 56,896,000 |
| Noninterest income | 3,877,000 | 6,252,000 | 7,738,000 | 9,000,000 |
| Noninterest expense | 14,955,000 | 29,373,000 | 41,928,000 | 55,680,000 |
| Provision for loan losses | 425,000 | 625,000 | 705,000 | 705,000 |
| Pretax income | 3,054,000 | 5,949,000 | 8,203,000 | 8,384,000 |
| Income tax | 574,000 | 1,085,000 | 1,448,000 | 1,317,000 |
| Net income | 2,480,000 | 4,864,000 | 6,755,000 | 7,067,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 236,181,000 | 233,245,000 | 234,287,000 | 233,938,000 |
| Total capital | 254,735,000 | 251,743,000 | 252,518,000 | 252,057,000 |
| Risk-weighted assets | 1,855,622,000 | 1,916,786,000 | 1,973,875,000 | 1,972,109,000 |