Call reports 2022
FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF LAKEWOOD — 2022
What FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF LAKEWOOD reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 2,234,520,000 | 2,359,658,000 | 2,565,583,000 | 2,548,129,000 |
| Total loans | 1,781,003,000 | 1,922,595,000 | 2,038,592,000 | 2,108,564,000 |
| Allowance for loan losses | 16,226,000 | 17,288,000 | 17,872,000 | 18,722,000 |
| Securities available for sale | 210,745,000 | 200,227,000 | 241,838,000 | 241,922,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,801,496,000 | 1,784,966,000 | 1,873,981,000 | 1,869,801,000 |
| Interest-bearing deposits | 1,479,865,000 | 1,460,442,000 | 1,538,337,000 | 1,525,324,000 |
| Noninterest-bearing deposits | 321,631,000 | 324,524,000 | 335,644,000 | 344,477,000 |
| Equity capital | 216,450,000 | 210,019,000 | 214,614,000 | 216,472,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 15,577,000 | 32,983,000 | 52,989,000 | 74,880,000 |
| Interest expense | 1,863,000 | 4,114,000 | 8,700,000 | 14,368,000 |
| Net interest income | 13,714,000 | 28,869,000 | 44,289,000 | 60,512,000 |
| Noninterest income | 4,026,000 | 6,904,000 | 8,559,000 | 11,183,000 |
| Noninterest expense | 13,290,000 | 27,348,000 | 41,239,000 | 56,294,000 |
| Provision for loan losses | 450,000 | 1,400,000 | 2,000,000 | 2,950,000 |
| Pretax income | 4,042,000 | 7,067,000 | 10,567,000 | 13,705,000 |
| Income tax | 429,000 | 865,000 | 1,455,000 | 1,932,000 |
| Net income | 3,613,000 | 6,202,000 | 9,112,000 | 11,773,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 230,238,000 | 231,927,000 | 234,188,000 | 236,123,000 |