Call reports 2021
FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF LAKEWOOD — 2021
What FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF LAKEWOOD reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 2,161,788,000 | 2,175,231,000 | 2,194,241,000 | 2,217,917,000 |
| Total loans | 1,642,207,000 | 1,687,484,000 | 1,673,005,000 | 1,717,100,000 |
| Allowance for loan losses | 17,317,000 | 16,349,000 | 16,131,000 | 15,768,000 |
| Securities available for sale | 115,511,000 | 130,901,000 | 155,341,000 | 199,197,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,702,407,000 | 1,714,251,000 | 1,749,875,000 | 1,792,071,000 |
| Interest-bearing deposits | 1,397,772,000 | 1,413,949,000 | 1,435,767,000 | 1,447,992,000 |
| Noninterest-bearing deposits | 304,635,000 | 300,302,000 | 314,108,000 | 344,079,000 |
| Equity capital | 218,697,000 | 222,048,000 | 224,578,000 | 224,209,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 14,902,000 | 29,701,000 | 44,900,000 | 60,346,000 |
| Interest expense | 2,718,000 | 5,228,000 | 7,532,000 | 9,582,000 |
| Net interest income | 12,184,000 | 24,473,000 | 37,368,000 | 50,764,000 |
| Noninterest income | 4,491,000 | 8,254,000 | 13,088,000 | 16,000,000 |
| Noninterest expense | 12,676,000 | 25,225,000 | 38,105,000 | 50,630,000 |
| Provision for loan losses | -1,313,000 | -767,000 | -767,000 | -767,000 |
| Pretax income | 5,314,000 | 8,271,000 | 13,235,000 | 16,398,000 |
| Income tax | 986,000 | 1,481,000 | 2,336,000 | 2,781,000 |
| Net income | 4,328,000 | 6,790,000 | 10,899,000 | 13,617,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 223,288,000 | 224,174,000 | 227,668,000 | 229,056,000 |