Call reports 2018
STATE BANK AND TRUST COMPANY — 2018
What STATE BANK AND TRUST COMPANY reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 4,879,209,000 | 5,001,898,000 | 4,925,867,000 | 4,852,538,000 |
| Total loans | 3,666,003,000 | 3,660,369,000 | 3,668,010,000 | 3,519,247,000 |
| Allowance for loan losses | 31,317,000 | 33,335,000 | 34,789,000 | 31,629,000 |
| Securities available for sale | 863,697,000 | 829,258,000 | 766,001,000 | 664,341,000 |
| Securities held to maturity | 17,424,000 | 16,742,000 | 13,000,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,254,174,000 | 4,368,234,000 | 4,252,004,000 | 4,147,573,000 |
| Interest-bearing deposits | 3,094,853,000 | 3,115,676,000 | 3,035,403,000 | 2,991,382,000 |
| Noninterest-bearing deposits | 1,159,321,000 | 1,252,558,000 | 1,216,601,000 | 1,156,191,000 |
| Equity capital | 563,222,000 | 581,768,000 | 599,267,000 | 628,270,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 60,445,000 | 124,275,000 | 190,834,000 | 256,707,000 |
| Interest expense | 5,705,000 | 13,264,000 | 21,302,000 | 29,739,000 |
| Net interest income | 54,740,000 | 111,011,000 | 169,532,000 | 226,968,000 |
| Noninterest income | 10,906,000 | 22,148,000 | 32,399,000 | 41,691,000 |
| Noninterest expense | 39,064,000 | 77,158,000 | 121,337,000 | 154,594,000 |
| Provision for loan losses | 3,208,000 | 5,601,000 | 7,810,000 | 7,989,000 |
| Pretax income | 23,374,000 | 50,400,000 | 72,965,000 | 106,009,000 |
| Income tax | 5,551,000 | 11,936,000 | 14,486,000 | 24,765,000 |
| Net income | 17,823,000 | 38,464,000 | 58,479,000 | 81,244,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 473,246,000 | 494,402,000 | 515,147,000 | 538,615,000 |
| Total capital | 504,563,000 | 527,737,000 | 549,936,000 | 570,244,000 |
| Risk-weighted assets | 4,462,725,000 | 4,443,183,000 | 4,501,034,000 | 4,300,240,000 |