Call reports 2017
STATE BANK AND TRUST COMPANY — 2017
What STATE BANK AND TRUST COMPANY reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 4,181,852,000 | 4,216,655,000 | 5,136,169,000 | 4,946,189,000 |
| Total loans | 2,906,160,000 | 2,929,895,000 | 3,620,533,000 | 3,568,404,000 |
| Allowance for loan losses | 26,976,000 | 27,988,000 | 26,842,000 | 28,750,000 |
| Securities available for sale | 894,750,000 | 846,280,000 | 919,248,000 | 872,455,000 |
| Securities held to maturity | 56,819,000 | 52,894,000 | 47,682,000 | 22,692,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,447,884,000 | 3,514,060,000 | 4,301,791,000 | 4,298,235,000 |
| Interest-bearing deposits | 2,464,937,000 | 2,443,183,000 | 3,061,387,000 | 3,052,029,000 |
| Noninterest-bearing deposits | 982,947,000 | 1,070,877,000 | 1,240,404,000 | 1,246,206,000 |
| Equity capital | 562,110,000 | 554,580,000 | 570,504,000 | 574,769,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 47,168,000 | 97,139,000 | 144,884,000 | 209,255,000 |
| Interest expense | 3,239,000 | 6,607,000 | 9,978,000 | 15,592,000 |
| Net interest income | 43,929,000 | 90,532,000 | 134,906,000 | 193,663,000 |
| Noninterest income | 10,863,000 | 21,975,000 | 31,845,000 | 42,760,000 |
| Noninterest expense | 35,489,000 | 67,747,000 | 99,128,000 | 139,362,000 |
| Provision for loan losses | 1,002,000 | 2,847,000 | 3,262,000 | 6,110,000 |
| Pretax income | 18,313,000 | 41,938,000 | 64,389,000 | 89,498,000 |
| Income tax | 6,470,000 | 14,577,000 | 22,332,000 | 41,416,000 |
| Net income | 11,843,000 | 27,361,000 | 42,057,000 | 48,082,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 473,178,000 | 464,608,000 | 471,829,000 | 481,135,000 |
| Total capital | 500,154,000 | 492,596,000 | 498,671,000 | 509,885,000 |
| Risk-weighted assets | 3,587,224,000 | 3,596,543,000 | 4,407,894,000 | 4,332,708,000 |