Call reports 2011
STATE BANK AND TRUST COMPANY — 2011
What STATE BANK AND TRUST COMPANY reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 2,691,147,000 | 2,772,193,000 | 2,675,356,000 | 2,746,797,000 |
| Total loans | 1,305,047,000 | 1,363,031,000 | 1,422,075,000 | 1,519,412,000 |
| Allowance for loan losses | 6,214,000 | 6,914,000 | 10,485,000 | 69,484,000 |
| Securities available for sale | 385,637,000 | 349,387,000 | 350,225,000 | 349,929,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,269,865,000 | 2,360,521,000 | 2,243,862,000 | 2,314,284,000 |
| Interest-bearing deposits | 2,127,272,000 | 2,103,343,000 | 1,980,652,000 | 2,001,276,000 |
| Noninterest-bearing deposits | 142,593,000 | 257,178,000 | 263,210,000 | 313,008,000 |
| Equity capital | 366,173,000 | 373,382,000 | 387,963,000 | 381,268,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 34,798,000 | 71,879,000 | 121,953,000 | 167,000,000 |
| Interest expense | 7,118,000 | 13,575,000 | 18,179,000 | 21,773,000 |
| Net interest income | 27,680,000 | 58,304,000 | 103,774,000 | 145,227,000 |
| Noninterest income | 7,321,000 | 16,490,000 | 22,748,000 | 95,622,000 |
| Noninterest expense | 20,683,000 | 44,838,000 | 65,991,000 | 88,339,000 |
| Provision for loan losses | 960,000 | 3,005,000 | 6,880,000 | 85,064,000 |
| Pretax income | 13,355,000 | 26,948,000 | 53,617,000 | 67,392,000 |
| Income tax | 4,995,000 | 9,957,000 | 19,409,000 | 23,832,000 |
| Net income | 8,360,000 | 16,991,000 | 34,208,000 | 43,560,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 355,616,000 | 364,408,000 | 381,778,000 | 376,159,000 |
| Total capital | 361,830,000 | 371,322,000 | 392,263,000 | 391,317,000 |
| Risk-weighted assets | 909,160,000 | 1,050,844,000 | 1,139,044,000 | 1,158,318,000 |