Call reports 2010
STATE BANK AND TRUST COMPANY — 2010
What STATE BANK AND TRUST COMPANY reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 2,569,567,000 | 2,597,324,000 | 2,712,555,000 | 2,816,157,000 |
| Total loans | 1,115,171,000 | 1,134,426,000 | 1,180,842,000 | 1,281,358,000 |
| Allowance for loan losses | 3,021,000 | 3,646,000 | 3,348,000 | 5,350,000 |
| Securities available for sale | 339,308,000 | 422,654,000 | 406,644,000 | 405,581,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,211,876,000 | 2,236,076,000 | 2,339,731,000 | 2,423,179,000 |
| Interest-bearing deposits | 2,085,108,000 | 2,100,051,000 | 2,205,850,000 | 2,281,112,000 |
| Noninterest-bearing deposits | 126,768,000 | 136,025,000 | 133,881,000 | 142,067,000 |
| Equity capital | 324,819,000 | 335,004,000 | 346,052,000 | 357,902,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 41,037,000 | 80,822,000 | 121,552,000 | 168,242,000 |
| Interest expense | 8,680,000 | 18,760,000 | 28,658,000 | 37,238,000 |
| Net interest income | 32,357,000 | 62,062,000 | 92,894,000 | 131,004,000 |
| Noninterest income | 5,257,000 | 9,735,000 | 16,275,000 | 23,208,000 |
| Noninterest expense | 18,523,000 | 36,642,000 | 56,082,000 | 77,260,000 |
| Provision for loan losses | 497,000 | 1,192,000 | 1,847,000 | 3,954,000 |
| Pretax income | 18,601,000 | 34,014,000 | 51,410,000 | 73,163,000 |
| Income tax | 6,882,000 | 12,721,000 | 18,964,000 | 27,427,000 |
| Net income | 11,719,000 | 21,293,000 | 32,446,000 | 45,736,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 311,930,000 | 322,302,000 | 333,671,000 | 347,111,000 |
| Total capital | 314,952,000 | 325,947,000 | 337,019,000 | 352,462,000 |
| Risk-weighted assets | 510,424,000 | 561,986,000 | 698,813,000 | 800,203,000 |