Call reports 2009
STATE BANK AND TRUST COMPANY — 2009
What STATE BANK AND TRUST COMPANY reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 35,791,000 | 34,792,000 | 1,832,783,000 | 2,497,725,000 |
| Total loans | 23,968,000 | 25,212,000 | 882,841,000 | 1,181,888,000 |
| Allowance for loan losses | 284,000 | 284,000 | 18,209,000 | 2,524,000 |
| Securities available for sale | 3,936,000 | 3,807,000 | 188,950,000 | 317,988,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,100,000 | 27,065,000 | 1,402,063,000 | 2,153,790,000 |
| Interest-bearing deposits | 25,190,000 | 24,598,000 | 1,316,056,000 | 2,014,959,000 |
| Noninterest-bearing deposits | 2,910,000 | 2,466,000 | 86,007,000 | 138,831,000 |
| Equity capital | 5,775,000 | 5,792,000 | 289,482,000 | 310,764,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 478,000 | 953,000 | 44,142,000 | 63,714,000 |
| Interest expense | 211,000 | 416,000 | 6,766,000 | 15,247,000 |
| Net interest income | 267,000 | 537,000 | 37,376,000 | 48,467,000 |
| Noninterest income | 41,000 | 103,000 | 2,546,000 | 5,618,000 |
| Noninterest expense | 311,000 | 619,000 | 9,298,000 | 23,035,000 |
| Provision for loan losses | 0 | 0 | 18,374,000 | 2,689,000 |
| Pretax income | -3,000 | 21,000 | 12,250,000 | 28,361,000 |
| Income tax | 0 | 0 | 4,402,000 | 10,339,000 |
| Net income | -3,000 | 21,000 | 7,848,000 | 18,022,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,718,000 | 5,741,000 | 286,665,000 | 299,124,000 |
| Total capital | 6,002,000 | 6,025,000 | 294,996,000 | 301,648,000 |
| Risk-weighted assets | 27,045,000 | 27,948,000 | 656,498,000 | 989,880,000 |