Call reports 2005
STATE BANK AND TRUST COMPANY — 2005
What STATE BANK AND TRUST COMPANY reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q4 |
|---|---|
| Total assets | 13,785,000 |
| Total loans | 2,193,000 |
| Allowance for loan losses | 22,000 |
| Securities available for sale | 2,988,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 6,749,000 |
| Interest-bearing deposits | 5,843,000 |
| Noninterest-bearing deposits | 906,000 |
| Equity capital | 6,986,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q4 |
|---|---|
| Interest income | 217,000 |
| Interest expense | 15,000 |
| Net interest income | 202,000 |
| Noninterest income | 4,000 |
| Noninterest expense | 801,000 |
| Provision for loan losses | 22,000 |
| Pretax income | -617,000 |
| Income tax | -4,000 |
| Net income | -613,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q4 |
|---|---|
| Tier 1 capital | 6,986,000 |
| Total capital | 7,008,000 |
| Risk-weighted assets | 4,254,000 |