Call reports 2020
WALCOTT TRUST AND SAVINGS BANK — 2020
What WALCOTT TRUST AND SAVINGS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 |
|---|---|
| Total assets | 133,547,000 |
| Total loans | 86,729,000 |
| Allowance for loan losses | 20,000 |
| Securities available for sale | 11,206,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 109,984,000 |
| Interest-bearing deposits | 91,988,000 |
| Noninterest-bearing deposits | 17,996,000 |
| Equity capital | 19,053,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 |
|---|---|
| Interest income | 1,366,000 |
| Interest expense | 182,000 |
| Net interest income | 1,184,000 |
| Noninterest income | 79,000 |
| Noninterest expense | 721,000 |
| Provision for loan losses | 29,000 |
| Pretax income | 513,000 |
| Income tax | 118,000 |
| Net income | 395,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 |
|---|---|
| Tier 1 capital | 11,926,000 |
| Total capital | 11,946,000 |
| Risk-weighted assets | 88,909,000 |