Call reports 2021
JACKSON COUNTY BANK — 2021
What JACKSON COUNTY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 |
|---|---|---|
| Total assets | 205,489,000 | 200,085,000 |
| Total loans | 59,327,000 | 65,040,000 |
| Allowance for loan losses | 84,000 | 83,000 |
| Securities available for sale | 72,316,000 | 67,724,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 179,603,000 | 173,909,000 |
| Interest-bearing deposits | 148,567,000 | 143,935,000 |
| Noninterest-bearing deposits | 31,036,000 | 29,974,000 |
| Equity capital | 20,009,000 | 20,277,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 |
|---|---|---|
| Interest income | 1,158,000 | 2,305,000 |
| Interest expense | 279,000 | 541,000 |
| Net interest income | 879,000 | 1,764,000 |
| Noninterest income | 544,000 | 887,000 |
| Noninterest expense | 1,072,000 | 2,036,000 |
| Provision for loan losses | 75,000 | 75,000 |
| Pretax income | 289,000 | 554,000 |
| Income tax | 3,000 | -55,000 |
| Net income | 286,000 | 609,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 |
|---|---|---|
| Tier 1 capital | 19,873,000 | 20,205,000 |
| Total capital | 19,957,000 | 20,288,000 |
| Risk-weighted assets | 80,731,000 | 87,970,000 |