Call reports 2020
JACKSON COUNTY BANK — 2020
What JACKSON COUNTY BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 205,249,000 | 206,056,000 | 193,104,000 | 200,252,000 |
| Total loans | 79,550,000 | 76,683,000 | 71,242,000 | 62,708,000 |
| Allowance for loan losses | 2,541,000 | 2,464,000 | 2,535,000 | 0 |
| Securities available for sale | 82,351,000 | 85,851,000 | 81,698,000 | 78,800,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 180,393,000 | 180,526,000 | 167,447,000 | 174,032,000 |
| Interest-bearing deposits | 157,326,000 | 153,101,000 | 139,225,000 | 144,201,000 |
| Noninterest-bearing deposits | 23,067,000 | 27,425,000 | 28,222,000 | 29,831,000 |
| Equity capital | 19,019,000 | 19,502,000 | 19,705,000 | 20,137,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,638,000 | 3,106,000 | 4,696,000 | 692,000 |
| Interest expense | 446,000 | 882,000 | 1,284,000 | 200,000 |
| Net interest income | 1,192,000 | 2,224,000 | 3,412,000 | 492,000 |
| Noninterest income | 268,000 | 541,000 | 827,000 | 4,639,000 |
| Noninterest expense | 1,817,000 | 3,180,000 | 4,635,000 | 676,000 |
| Provision for loan losses | 2,576,000 | 2,651,000 | 2,726,000 | 4,000 |
| Pretax income | -2,923,000 | -3,027,000 | -2,606,000 | 4,458,000 |
| Income tax | 3,000 | 5,000 | 8,000 | 0 |
| Net income | -2,926,000 | -3,032,000 | -2,614,000 | 4,458,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,315,000 | 17,209,000 | 17,627,000 | 19,577,000 |
| Total capital | 18,658,000 | 18,476,000 | 18,789,000 | 19,577,000 |
| Risk-weighted assets | 106,273,000 | 100,180,000 | 91,589,000 | 85,133,000 |