Call reports 2019
JACKSON COUNTY BANK — 2019
What JACKSON COUNTY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 223,310,000 | 206,412,000 | 200,415,000 | 201,018,000 |
| Total loans | 115,461,000 | 109,334,000 | 100,323,000 | 92,173,000 |
| Allowance for loan losses | 4,248,000 | 4,499,000 | 3,739,000 | 2,616,000 |
| Securities available for sale | 37,003,000 | 41,126,000 | 53,674,000 | 62,510,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 189,603,000 | 178,706,000 | 174,577,000 | 174,180,000 |
| Interest-bearing deposits | 161,899,000 | 150,255,000 | 148,907,000 | 149,038,000 |
| Noninterest-bearing deposits | 27,704,000 | 28,451,000 | 25,670,000 | 25,142,000 |
| Equity capital | 20,991,000 | 19,789,000 | 19,882,000 | 20,829,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,915,000 | 3,762,000 | 5,589,000 | 7,343,000 |
| Interest expense | 434,000 | 892,000 | 1,341,000 | 1,784,000 |
| Net interest income | 1,481,000 | 2,870,000 | 4,248,000 | 5,559,000 |
| Noninterest income | 335,000 | 655,000 | 948,000 | 1,306,000 |
| Noninterest expense | 1,497,000 | 3,186,000 | 4,774,000 | 6,212,000 |
| Provision for loan losses | 150,000 | 1,983,000 | 2,133,000 | 2,350,000 |
| Pretax income | 169,000 | -1,644,000 | -1,711,000 | -585,000 |
| Income tax | 3,000 | 5,000 | 8,000 | 11,000 |
| Net income | 166,000 | -1,649,000 | -1,719,000 | -596,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,003,000 | 19,188,000 | 19,119,000 | 19,287,000 |
| Total capital | 22,685,000 | 20,814,000 | 20,688,000 | 20,731,000 |
| Risk-weighted assets | 130,629,000 | 126,027,000 | 121,845,000 | 113,456,000 |