Call reports 2018
JACKSON COUNTY BANK — 2018
What JACKSON COUNTY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 251,513,000 | 229,123,000 | 221,293,000 | 216,148,000 |
| Total loans | 184,611,000 | 159,206,000 | 143,511,000 | 131,550,000 |
| Allowance for loan losses | 3,965,000 | 4,680,000 | 6,467,000 | 4,406,000 |
| Securities available for sale | 26,344,000 | 26,446,000 | 26,262,000 | 26,944,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 209,574,000 | 191,881,000 | 184,731,000 | 182,434,000 |
| Interest-bearing deposits | 183,884,000 | 164,051,000 | 160,540,000 | 155,532,000 |
| Noninterest-bearing deposits | 25,690,000 | 27,830,000 | 24,191,000 | 26,902,000 |
| Equity capital | 24,157,000 | 24,232,000 | 23,538,000 | 20,501,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,454,000 | 4,359,000 | 6,530,000 | 8,434,000 |
| Interest expense | 486,000 | 967,000 | 1,415,000 | 1,849,000 |
| Net interest income | 1,968,000 | 3,392,000 | 5,115,000 | 6,585,000 |
| Noninterest income | 370,000 | 728,000 | 1,113,000 | 1,505,000 |
| Noninterest expense | 1,592,000 | 3,204,000 | 4,811,000 | 6,699,000 |
| Provision for loan losses | 905,000 | 7,005,000 | 11,055,000 | 14,252,000 |
| Pretax income | -159,000 | -6,089,000 | -9,638,000 | -12,861,000 |
| Income tax | 3,000 | 5,000 | 8,000 | 11,000 |
| Net income | -162,000 | -6,094,000 | -9,646,000 | -12,872,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,546,000 | 24,614,000 | 24,062,000 | 20,836,000 |
| Total capital | 27,054,000 | 26,901,000 | 26,083,000 | 22,812,000 |
| Risk-weighted assets | 199,225,000 | 178,768,000 | 155,725,000 | 154,572,000 |