Call reports 2017
JACKSON COUNTY BANK — 2017
What JACKSON COUNTY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 257,943,000 | 250,127,000 | 252,711,000 | 249,070,000 |
| Total loans | 196,661,000 | 206,348,000 | 198,753,000 | 187,684,000 |
| Allowance for loan losses | 3,418,000 | 3,478,000 | 3,483,000 | 3,817,000 |
| Securities available for sale | 29,803,000 | 30,170,000 | 29,727,000 | 28,960,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 215,176,000 | 206,741,000 | 208,156,000 | 206,434,000 |
| Interest-bearing deposits | 185,650,000 | 179,467,000 | 182,864,000 | 181,507,000 |
| Noninterest-bearing deposits | 29,526,000 | 27,274,000 | 25,292,000 | 24,927,000 |
| Equity capital | 24,978,000 | 25,502,000 | 26,431,000 | 24,735,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,567,000 | 5,283,000 | 7,855,000 | 10,131,000 |
| Interest expense | 382,000 | 787,000 | 1,238,000 | 1,736,000 |
| Net interest income | 2,185,000 | 4,496,000 | 6,617,000 | 8,395,000 |
| Noninterest income | 332,000 | 659,000 | 994,000 | 1,374,000 |
| Noninterest expense | 1,470,000 | 2,818,000 | 4,251,000 | 5,537,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 2,464,000 |
| Pretax income | 1,002,000 | 2,247,000 | 3,225,000 | 1,768,000 |
| Income tax | 3,000 | 5,000 | 8,000 | 11,000 |
| Net income | 999,000 | 2,242,000 | 3,217,000 | 1,757,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,078,000 | 25,192,000 | 26,168,000 | 24,707,000 |
| Total capital | 27,641,000 | 27,825,000 | 28,778,000 | 27,262,000 |
| Risk-weighted assets | 204,159,000 | 209,807,000 | 207,903,000 | 203,198,000 |