Call reports 2016
JACKSON COUNTY BANK — 2016
What JACKSON COUNTY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 224,644,000 | 228,930,000 | 235,737,000 | 244,998,000 |
| Total loans | 171,487,000 | 185,860,000 | 193,747,000 | 193,441,000 |
| Allowance for loan losses | 3,270,000 | 3,324,000 | 3,376,000 | 3,400,000 |
| Securities available for sale | 33,963,000 | 33,590,000 | 32,538,000 | 30,556,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 182,570,000 | 186,181,000 | 189,699,000 | 203,326,000 |
| Interest-bearing deposits | 158,571,000 | 160,021,000 | 164,912,000 | 175,011,000 |
| Noninterest-bearing deposits | 23,999,000 | 26,160,000 | 24,787,000 | 28,315,000 |
| Equity capital | 24,357,000 | 24,885,000 | 25,480,000 | 23,938,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,317,000 | 4,733,000 | 7,284,000 | 9,820,000 |
| Interest expense | 293,000 | 605,000 | 939,000 | 1,299,000 |
| Net interest income | 2,024,000 | 4,128,000 | 6,345,000 | 8,521,000 |
| Noninterest income | 335,000 | 651,000 | 1,009,000 | 1,390,000 |
| Noninterest expense | 1,408,000 | 2,679,000 | 4,048,000 | 5,555,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 906,000 | 2,034,000 | 3,207,000 | 4,227,000 |
| Income tax | 2,000 | 5,000 | 9,000 | 13,000 |
| Net income | 904,000 | 2,029,000 | 3,198,000 | 4,214,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,730,000 | 24,068,000 | 24,737,000 | 24,180,000 |
| Total capital | 25,927,000 | 26,463,000 | 27,232,000 | 26,656,000 |
| Risk-weighted assets | 174,698,000 | 190,644,000 | 198,707,000 | 197,183,000 |