Call reports 2013
JACKSON COUNTY BANK — 2013
What JACKSON COUNTY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 218,381,000 | 214,259,000 | 210,264,000 | 201,758,000 |
| Total loans | 161,985,000 | 161,382,000 | 153,369,000 | 154,818,000 |
| Allowance for loan losses | 2,672,000 | 2,746,000 | 2,819,000 | 2,805,000 |
| Securities available for sale | 29,347,000 | 25,554,000 | 30,694,000 | 33,209,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 184,348,000 | 175,517,000 | 171,744,000 | 166,318,000 |
| Interest-bearing deposits | 144,814,000 | 146,338,000 | 147,019,000 | 141,696,000 |
| Noninterest-bearing deposits | 39,534,000 | 29,179,000 | 24,725,000 | 24,622,000 |
| Equity capital | 23,295,000 | 22,834,000 | 23,480,000 | 22,691,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,305,000 | 4,576,000 | 6,873,000 | 9,092,000 |
| Interest expense | 385,000 | 754,000 | 1,126,000 | 1,470,000 |
| Net interest income | 1,920,000 | 3,822,000 | 5,747,000 | 7,622,000 |
| Noninterest income | 366,000 | 729,000 | 1,111,000 | 1,482,000 |
| Noninterest expense | 1,189,000 | 2,302,000 | 3,374,000 | 4,656,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 500,000 |
| Pretax income | 1,022,000 | 2,147,000 | 3,307,000 | 3,996,000 |
| Income tax | 8,000 | 9,000 | 9,000 | 9,000 |
| Net income | 1,014,000 | 2,138,000 | 3,298,000 | 3,987,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,641,000 | 22,777,000 | 23,365,000 | 22,623,000 |
| Total capital | 24,688,000 | 24,806,000 | 25,300,000 | 24,592,000 |
| Risk-weighted assets | 163,170,000 | 161,583,000 | 153,885,000 | 156,719,000 |