Call reports 2012
JACKSON COUNTY BANK — 2012
What JACKSON COUNTY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 229,503,000 | 234,708,000 | 206,299,000 | 219,005,000 |
| Total loans | 152,686,000 | 157,807,000 | 161,243,000 | 163,902,000 |
| Allowance for loan losses | 2,440,000 | 2,491,000 | 2,576,000 | 2,641,000 |
| Securities available for sale | 29,705,000 | 33,182,000 | 34,200,000 | 31,047,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 193,287,000 | 198,359,000 | 169,877,000 | 185,576,000 |
| Interest-bearing deposits | 139,847,000 | 140,247,000 | 134,677,000 | 139,915,000 |
| Noninterest-bearing deposits | 53,440,000 | 58,112,000 | 35,200,000 | 45,661,000 |
| Equity capital | 22,416,000 | 22,428,000 | 23,410,000 | 22,686,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,409,000 | 4,844,000 | 7,289,000 | 9,668,000 |
| Interest expense | 529,000 | 1,041,000 | 1,526,000 | 1,972,000 |
| Net interest income | 1,880,000 | 3,803,000 | 5,763,000 | 7,696,000 |
| Noninterest income | 337,000 | 693,000 | 1,109,000 | 1,635,000 |
| Noninterest expense | 1,120,000 | 2,410,000 | 3,472,000 | 4,757,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 650,000 |
| Pretax income | 1,022,000 | 1,952,000 | 3,191,000 | 3,940,000 |
| Income tax | 5,000 | 9,000 | 12,000 | 13,000 |
| Net income | 1,017,000 | 1,943,000 | 3,179,000 | 3,927,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,922,000 | 21,804,000 | 22,610,000 | 21,985,000 |
| Total capital | 23,783,000 | 23,823,000 | 24,652,000 | 24,062,000 |
| Risk-weighted assets | 148,297,000 | 161,014,000 | 162,857,000 | 165,618,000 |