Call reports 2009
JACKSON COUNTY BANK — 2009
What JACKSON COUNTY BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 190,352,000 | 186,727,000 | 212,196,000 | 211,883,000 |
| Total loans | 143,239,000 | 147,578,000 | 149,849,000 | 154,352,000 |
| Allowance for loan losses | 2,256,000 | 2,222,000 | 2,267,000 | 2,315,000 |
| Securities available for sale | 28,975,000 | 29,806,000 | 40,187,000 | 38,795,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 157,564,000 | 144,849,000 | 166,302,000 | 171,433,000 |
| Interest-bearing deposits | 142,796,000 | 130,072,000 | 153,086,000 | 152,361,000 |
| Noninterest-bearing deposits | 14,768,000 | 14,777,000 | 13,216,000 | 19,072,000 |
| Equity capital | 19,433,000 | 19,493,000 | 20,283,000 | 20,081,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,616,000 | 5,245,000 | 7,868,000 | 10,619,000 |
| Interest expense | 655,000 | 1,328,000 | 2,048,000 | 2,769,000 |
| Net interest income | 1,961,000 | 3,917,000 | 5,820,000 | 7,850,000 |
| Noninterest income | 391,000 | 758,000 | 1,070,000 | 1,469,000 |
| Noninterest expense | 1,001,000 | 2,029,000 | 3,197,000 | 4,418,000 |
| Provision for loan losses | 75,000 | 150,000 | 475,000 | 775,000 |
| Pretax income | 1,276,000 | 2,496,000 | 3,218,000 | 4,126,000 |
| Income tax | 5,000 | 21,000 | 37,000 | 27,000 |
| Net income | 1,271,000 | 2,475,000 | 3,181,000 | 4,099,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,047,000 | 19,107,000 | 19,513,000 | 19,187,000 |
| Total capital | 20,725,000 | 20,828,000 | 21,299,000 | 21,001,000 |
| Risk-weighted assets | 133,639,000 | 137,150,000 | 142,368,000 | 144,614,000 |