Call reports 2002
JACKSON COUNTY BANK — 2002
What JACKSON COUNTY BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 130,939,000 | 140,125,000 | 144,707,000 | 152,294,000 |
| Total loans | 100,330,000 | 100,352,000 | 101,311,000 | 99,944,000 |
| Allowance for loan losses | 1,374,000 | 1,410,000 | 1,410,000 | 1,517,000 |
| Securities available for sale | 21,465,000 | 20,634,000 | 24,581,000 | 35,468,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,199,000 | 112,680,000 | 116,004,000 | 124,736,000 |
| Interest-bearing deposits | 94,917,000 | 100,759,000 | 105,361,000 | 111,849,000 |
| Noninterest-bearing deposits | 9,282,000 | 11,921,000 | 10,643,000 | 12,887,000 |
| Equity capital | 13,480,000 | 13,629,000 | 14,380,000 | 13,544,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,011,000 | 4,211,000 | 6,378,000 | 8,484,000 |
| Interest expense | 734,000 | 1,414,000 | 2,113,000 | 2,781,000 |
| Net interest income | 1,277,000 | 2,797,000 | 4,265,000 | 5,703,000 |
| Noninterest income | 229,000 | 436,000 | 681,000 | 1,001,000 |
| Noninterest expense | 814,000 | 1,665,000 | 2,517,000 | 3,376,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 250,000 |
| Pretax income | 654,000 | 1,485,000 | 2,301,000 | 3,085,000 |
| Income tax | 9,000 | 13,000 | 18,000 | 23,000 |
| Net income | 645,000 | 1,472,000 | 2,283,000 | 3,062,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,318,000 | 13,195,000 | 13,856,000 | 12,990,000 |
| Total capital | 14,488,000 | 14,384,000 | 15,068,000 | 14,230,000 |
| Risk-weighted assets | 93,414,000 | 94,930,000 | 96,745,000 | 98,898,000 |