Call reports 2001
JACKSON COUNTY BANK — 2001
What JACKSON COUNTY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 129,324,000 | 140,752,000 | 136,415,000 | 131,485,000 |
| Total loans | 96,567,000 | 95,872,000 | 96,576,000 | 98,508,000 |
| Allowance for loan losses | 1,355,000 | 1,387,000 | 1,376,000 | 1,354,000 |
| Securities available for sale | 18,105,000 | 21,723,000 | 21,972,000 | 20,688,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,682,000 | 116,851,000 | 111,231,000 | 105,656,000 |
| Interest-bearing deposits | 97,179,000 | 106,408,000 | 99,329,000 | 95,691,000 |
| Noninterest-bearing deposits | 8,503,000 | 10,443,000 | 11,902,000 | 9,965,000 |
| Equity capital | 13,217,000 | 13,169,000 | 13,519,000 | 12,924,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,429,000 | 4,852,000 | 7,269,000 | 9,642,000 |
| Interest expense | 1,287,000 | 2,520,000 | 3,616,000 | 4,515,000 |
| Net interest income | 1,142,000 | 2,332,000 | 3,653,000 | 5,127,000 |
| Noninterest income | 172,000 | 369,000 | 587,000 | 853,000 |
| Noninterest expense | 785,000 | 1,602,000 | 2,412,000 | 3,261,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 170,000 |
| Pretax income | 499,000 | 1,039,000 | 1,831,000 | 2,642,000 |
| Income tax | -7,000 | -2,000 | -2,000 | -2,000 |
| Net income | 506,000 | 1,041,000 | 1,833,000 | 2,644,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,826,000 | 12,770,000 | 13,062,000 | 12,673,000 |
| Total capital | 13,954,000 | 13,900,000 | 14,204,000 | 13,824,000 |
| Risk-weighted assets | 89,999,000 | 90,136,000 | 91,099,000 | 91,877,000 |