Call reports 2024
FIRST COMMUNITY BANK OF THE OZARKS — 2024
What FIRST COMMUNITY BANK OF THE OZARKS reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 |
|---|---|---|---|
| Total assets | 182,625,000 | 194,035,000 | 192,828,000 |
| Total loans | 136,966,000 | 143,939,000 | 147,533,000 |
| Allowance for loan losses | 1,329,000 | 1,349,000 | 1,382,000 |
| Securities available for sale | 29,373,000 | 28,937,000 | 28,858,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 147,868,000 | 153,224,000 | 155,309,000 |
| Interest-bearing deposits | 132,198,000 | 135,914,000 | 135,783,000 |
| Noninterest-bearing deposits | 15,670,000 | 17,310,000 | 19,526,000 |
| Equity capital | 9,564,000 | 9,838,000 | 11,079,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 |
|---|---|---|---|
| Interest income | 2,479,000 | 5,113,000 | 7,913,000 |
| Interest expense | 1,334,000 | 2,744,000 | 4,294,000 |
| Net interest income | 1,145,000 | 2,369,000 | 3,619,000 |
| Noninterest income | 142,000 | 298,000 | 470,000 |
| Noninterest expense | 1,051,000 | 2,114,000 | 3,106,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 |
| Pretax income | 206,000 | 493,000 | 893,000 |
| Income tax | 0 | 0 | 0 |
| Net income | 206,000 | 493,000 | 893,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 |
|---|---|---|---|
| Tier 1 capital | 13,999,000 | 14,289,000 | 14,691,000 |
| Total capital | 15,342,000 | 15,651,000 | 16,087,000 |
| Risk-weighted assets | 127,713,000 | 136,271,000 | 139,348,000 |