Call reports 2023
FIRST COMMUNITY BANK OF THE OZARKS — 2023
What FIRST COMMUNITY BANK OF THE OZARKS reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 147,308,000 | 149,889,000 | 159,624,000 | 174,965,000 |
| Total loans | 105,544,000 | 107,200,000 | 115,002,000 | 126,990,000 |
| Allowance for loan losses | 1,282,000 | 1,286,000 | 1,290,000 | 1,295,000 |
| Securities available for sale | 30,985,000 | 30,178,000 | 29,091,000 | 30,130,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 111,847,000 | 116,352,000 | 126,126,000 | 138,261,000 |
| Interest-bearing deposits | 96,438,000 | 101,187,000 | 110,721,000 | 122,114,000 |
| Noninterest-bearing deposits | 15,409,000 | 15,165,000 | 15,405,000 | 16,147,000 |
| Equity capital | 8,647,000 | 8,672,000 | 8,174,000 | 9,879,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,600,000 | 3,298,000 | 5,184,000 | 7,357,000 |
| Interest expense | 598,000 | 1,432,000 | 2,371,000 | 3,482,000 |
| Net interest income | 1,002,000 | 1,866,000 | 2,813,000 | 3,875,000 |
| Noninterest income | 129,000 | 446,000 | 587,000 | 726,000 |
| Noninterest expense | 924,000 | 1,814,000 | 2,794,000 | 3,906,000 |
| Provision for loan losses | 20,000 | 20,000 | 20,000 | 20,000 |
| Pretax income | 134,000 | 425,000 | 533,000 | 622,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 134,000 | 425,000 | 533,000 | 622,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,284,000 | 13,576,000 | 13,688,000 | 13,946,000 |
| Total capital | 14,569,000 | 14,860,000 | 14,992,000 | 15,255,000 |
| Risk-weighted assets | 102,841,000 | 102,782,000 | 108,978,000 | 124,509,000 |