Call reports 2022
FIRST COMMUNITY BANK OF THE OZARKS — 2022
What FIRST COMMUNITY BANK OF THE OZARKS reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 145,390,000 | 146,554,000 | 142,806,000 | 151,982,000 |
| Total loans | 98,522,000 | 95,534,000 | 99,451,000 | 101,437,000 |
| Allowance for loan losses | 1,082,000 | 1,112,000 | 1,141,000 | 1,170,000 |
| Securities available for sale | 31,428,000 | 30,752,000 | 32,453,000 | 32,737,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 121,096,000 | 127,186,000 | 122,503,000 | 130,175,000 |
| Interest-bearing deposits | 103,531,000 | 110,861,000 | 105,944,000 | 114,222,000 |
| Noninterest-bearing deposits | 17,565,000 | 16,325,000 | 16,559,000 | 15,953,000 |
| Equity capital | 12,387,000 | 8,071,000 | 7,477,000 | 8,477,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,357,000 | 2,721,000 | 4,184,000 | 5,715,000 |
| Interest expense | 129,000 | 291,000 | 579,000 | 1,052,000 |
| Net interest income | 1,228,000 | 2,430,000 | 3,605,000 | 4,663,000 |
| Noninterest income | -26,000 | 284,000 | 387,000 | 514,000 |
| Noninterest expense | 890,000 | 1,778,000 | 2,669,000 | 3,595,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 282,000 | 876,000 | 1,233,000 | 1,462,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 282,000 | 876,000 | 1,233,000 | 1,462,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,658,000 | 12,910,000 | 13,016,000 | 13,247,000 |
| Total capital | 15,740,000 | 14,022,000 | 14,157,000 | 14,417,000 |
| Risk-weighted assets | 100,072,000 | 97,011,000 | 98,431,000 | 101,154,000 |