Call reports 2021
FIRST COMMUNITY BANK OF THE OZARKS — 2021
What FIRST COMMUNITY BANK OF THE OZARKS reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 135,006,000 | 136,044,000 | 133,903,000 | 144,832,000 |
| Total loans | 90,902,000 | 87,106,000 | 86,405,000 | 93,665,000 |
| Allowance for loan losses | 951,000 | 984,000 | 1,019,000 | 1,054,000 |
| Securities available for sale | 21,619,000 | 25,759,000 | 29,223,000 | 32,657,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,179,000 | 108,557,000 | 110,759,000 | 116,883,000 |
| Interest-bearing deposits | 88,493,000 | 88,176,000 | 92,705,000 | 99,885,000 |
| Noninterest-bearing deposits | 17,686,000 | 20,381,000 | 18,054,000 | 16,998,000 |
| Equity capital | 13,676,000 | 14,025,000 | 14,554,000 | 14,561,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,190,000 | 2,554,000 | 4,032,000 | 5,391,000 |
| Interest expense | 151,000 | 295,000 | 416,000 | 540,000 |
| Net interest income | 1,039,000 | 2,259,000 | 3,616,000 | 4,851,000 |
| Noninterest income | 176,000 | 323,000 | 590,000 | 723,000 |
| Noninterest expense | 856,000 | 1,763,000 | 2,650,000 | 3,546,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 329,000 | 759,000 | 1,466,000 | 1,908,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 329,000 | 759,000 | 1,466,000 | 1,908,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,471,000 | 13,765,000 | 14,255,000 | 14,450,000 |