Call reports 2020
FIRST COMMUNITY BANK OF THE OZARKS — 2020
What FIRST COMMUNITY BANK OF THE OZARKS reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 113,691,000 | 116,704,000 | 122,333,000 | 130,623,000 |
| Total loans | 77,370,000 | 81,846,000 | 84,480,000 | 89,354,000 |
| Allowance for loan losses | 982,000 | 878,000 | 898,000 | 920,000 |
| Securities available for sale | 14,718,000 | 15,693,000 | 15,762,000 | 16,014,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,967,000 | 90,691,000 | 94,765,000 | 97,505,000 |
| Interest-bearing deposits | 75,845,000 | 75,686,000 | 79,920,000 | 82,592,000 |
| Noninterest-bearing deposits | 15,122,000 | 15,005,000 | 14,845,000 | 14,913,000 |
| Equity capital | 12,664,000 | 13,237,000 | 13,603,000 | 13,715,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,174,000 | 2,347,000 | 3,555,000 | 4,816,000 |
| Interest expense | 247,000 | 449,000 | 619,000 | 778,000 |
| Net interest income | 927,000 | 1,898,000 | 2,936,000 | 4,038,000 |
| Noninterest income | 114,000 | 250,000 | 414,000 | 349,000 |
| Noninterest expense | 847,000 | 1,675,000 | 2,514,000 | 3,467,000 |
| Provision for loan losses | 15,000 | 300,000 | 315,000 | 330,000 |
| Pretax income | 218,000 | 212,000 | 595,000 | 664,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 218,000 | 212,000 | 595,000 | 664,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,885,000 | 12,794,000 | 13,179,000 | 13,251,000 |