Call reports 2017
FIRST COMMUNITY BANK OF THE OZARKS — 2017
What FIRST COMMUNITY BANK OF THE OZARKS reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 98,158,000 | 100,016,000 | 100,083,000 | 101,853,000 |
| Total loans | 67,163,000 | 67,902,000 | 69,961,000 | 71,561,000 |
| Allowance for loan losses | 837,000 | 855,000 | 877,000 | 877,000 |
| Securities available for sale | 23,332,000 | 25,059,000 | 22,767,000 | 23,117,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,504,000 | 74,530,000 | 76,553,000 | 74,148,000 |
| Interest-bearing deposits | 63,927,000 | 65,294,000 | 65,012,000 | 62,110,000 |
| Noninterest-bearing deposits | 8,577,000 | 9,236,000 | 11,541,000 | 12,038,000 |
| Equity capital | 10,489,000 | 10,887,000 | 10,891,000 | 10,986,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 991,000 | 2,090,000 | 3,136,000 | 4,209,000 |
| Interest expense | 107,000 | 232,000 | 360,000 | 494,000 |
| Net interest income | 884,000 | 1,858,000 | 2,776,000 | 3,715,000 |
| Noninterest income | 90,000 | 373,000 | 475,000 | 570,000 |
| Noninterest expense | 722,000 | 1,462,000 | 2,189,000 | 2,927,000 |
| Provision for loan losses | 12,000 | 24,000 | 36,000 | 48,000 |
| Pretax income | 245,000 | 750,000 | 1,071,000 | 1,355,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 245,000 | 750,000 | 1,071,000 | 1,355,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,410,000 | 10,605,000 | 10,672,000 | 10,963,000 |
| Total capital | 11,247,000 | 11,460,000 | 11,549,000 | 11,840,000 |
| Risk-weighted assets | 75,687,000 | 77,714,000 | 76,625,000 | 80,567,000 |