Call reports 2016
FIRST COMMUNITY BANK OF THE OZARKS — 2016
What FIRST COMMUNITY BANK OF THE OZARKS reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 93,604,000 | 93,214,000 | 96,376,000 | 99,020,000 |
| Total loans | 46,852,000 | 51,396,000 | 58,559,000 | 65,468,000 |
| Allowance for loan losses | 775,000 | 794,000 | 814,000 | 831,000 |
| Securities available for sale | 37,722,000 | 34,139,000 | 29,185,000 | 27,119,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,426,000 | 70,909,000 | 72,310,000 | 74,093,000 |
| Interest-bearing deposits | 65,930,000 | 62,913,000 | 63,868,000 | 62,995,000 |
| Noninterest-bearing deposits | 7,496,000 | 7,996,000 | 8,442,000 | 11,098,000 |
| Equity capital | 10,287,000 | 10,792,000 | 10,874,000 | 10,428,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 893,000 | 1,909,000 | 2,827,000 | 3,831,000 |
| Interest expense | 103,000 | 204,000 | 308,000 | 410,000 |
| Net interest income | 790,000 | 1,705,000 | 2,519,000 | 3,421,000 |
| Noninterest income | 95,000 | 204,000 | 305,000 | 508,000 |
| Noninterest expense | 674,000 | 1,379,000 | 2,101,000 | 2,765,000 |
| Provision for loan losses | 12,000 | 24,000 | 36,000 | 48,000 |
| Pretax income | 253,000 | 596,000 | 803,000 | 1,232,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 253,000 | 596,000 | 803,000 | 1,232,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,853,000 | 9,969,000 | 10,182,000 | 10,463,000 |
| Total capital | 10,622,000 | 10,757,000 | 10,996,000 | 11,294,000 |
| Risk-weighted assets | 61,496,000 | 63,089,000 | 69,850,000 | 74,471,000 |