Call reports 2015
FIRST COMMUNITY BANK OF THE OZARKS — 2015
What FIRST COMMUNITY BANK OF THE OZARKS reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 93,946,000 | 95,544,000 | 97,359,000 | 99,942,000 |
| Total loans | 50,269,000 | 48,336,000 | 47,542,000 | 45,620,000 |
| Allowance for loan losses | 647,000 | 679,000 | 711,000 | 748,000 |
| Securities available for sale | 33,538,000 | 33,909,000 | 34,072,000 | 40,436,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,320,000 | 76,329,000 | 78,596,000 | 76,734,000 |
| Interest-bearing deposits | 70,289,000 | 67,783,000 | 67,677,000 | 66,469,000 |
| Noninterest-bearing deposits | 7,031,000 | 8,546,000 | 10,919,000 | 10,265,000 |
| Equity capital | 9,646,000 | 9,479,000 | 9,886,000 | 9,918,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 911,000 | 1,794,000 | 2,660,000 | 3,522,000 |
| Interest expense | 115,000 | 228,000 | 335,000 | 440,000 |
| Net interest income | 796,000 | 1,566,000 | 2,325,000 | 3,082,000 |
| Noninterest income | 70,000 | 170,000 | 267,000 | 362,000 |
| Noninterest expense | 637,000 | 1,359,000 | 2,034,000 | 2,715,000 |
| Provision for loan losses | 43,000 | 69,000 | 108,000 | 126,000 |
| Pretax income | 184,000 | 305,000 | 447,000 | 606,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 184,000 | 305,000 | 447,000 | 606,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,273,000 | 9,402,000 | 9,551,000 | 9,717,000 |
| Total capital | 9,920,000 | 10,081,000 | 10,262,000 | 10,451,000 |
| Risk-weighted assets | 57,523,000 | 60,430,000 | 58,731,000 | 58,742,000 |