Call reports 2013
FIRST COMMUNITY BANK OF THE OZARKS — 2013
What FIRST COMMUNITY BANK OF THE OZARKS reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 95,760,000 | 101,066,000 | 97,700,000 | 95,526,000 |
| Total loans | 51,021,000 | 52,254,000 | 52,737,000 | 51,485,000 |
| Allowance for loan losses | 214,000 | 232,000 | 311,000 | 387,000 |
| Securities available for sale | 34,614,000 | 33,166,000 | 33,046,000 | 33,195,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,611,000 | 87,640,000 | 79,811,000 | 77,670,000 |
| Interest-bearing deposits | 76,144,000 | 80,944,000 | 73,694,000 | 71,682,000 |
| Noninterest-bearing deposits | 5,467,000 | 6,696,000 | 6,117,000 | 5,988,000 |
| Equity capital | 8,728,000 | 7,451,000 | 7,892,000 | 7,651,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,106,000 | 2,102,000 | 3,152,000 | 4,112,000 |
| Interest expense | 136,000 | 272,000 | 401,000 | 531,000 |
| Net interest income | 970,000 | 1,830,000 | 2,751,000 | 3,581,000 |
| Noninterest income | 50,000 | 175,000 | 248,000 | 139,000 |
| Noninterest expense | 662,000 | 1,386,000 | 2,113,000 | 2,869,000 |
| Provision for loan losses | 357,000 | 537,000 | 608,000 | 679,000 |
| Pretax income | 1,000 | 83,000 | 279,000 | 173,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,000 | 83,000 | 279,000 | 173,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,200,000 | 8,299,000 | 8,512,000 | 8,424,000 |
| Total capital | 8,414,000 | 8,531,000 | 8,823,000 | 8,811,000 |
| Risk-weighted assets | 59,810,000 | 61,427,000 | 61,513,000 | 61,346,000 |