Call reports 2012
FIRST COMMUNITY BANK OF THE OZARKS — 2012
What FIRST COMMUNITY BANK OF THE OZARKS reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 101,961,000 | 103,728,000 | 103,242,000 | 98,219,000 |
| Total loans | 56,408,000 | 55,728,000 | 50,550,000 | 49,841,000 |
| Allowance for loan losses | 12,000 | 45,000 | 84,000 | 144,000 |
| Securities available for sale | 16,184,000 | 25,899,000 | 34,039,000 | 34,365,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,872,000 | 86,744,000 | 84,934,000 | 83,072,000 |
| Interest-bearing deposits | 80,539,000 | 80,584,000 | 77,998,000 | 76,159,000 |
| Noninterest-bearing deposits | 6,333,000 | 6,160,000 | 6,936,000 | 6,913,000 |
| Equity capital | 9,101,000 | 9,287,000 | 9,550,000 | 8,785,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 567,000 | 1,579,000 | 2,524,000 | 3,764,000 |
| Interest expense | 104,000 | 281,000 | 448,000 | 598,000 |
| Net interest income | 463,000 | 1,298,000 | 2,076,000 | 3,166,000 |
| Noninterest income | 692,000 | 840,000 | 966,000 | 434,000 |
| Noninterest expense | 520,000 | 1,345,000 | 2,079,000 | 2,808,000 |
| Provision for loan losses | 11,000 | 45,000 | 82,000 | 501,000 |
| Pretax income | 624,000 | 748,000 | 881,000 | 319,000 |
| Income tax | 0 | 0 | 0 | 39,000 |
| Net income | 624,000 | 748,000 | 881,000 | 280,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,576,000 | 8,717,000 | 8,868,000 | 8,182,000 |
| Total capital | 8,588,000 | 8,762,000 | 8,952,000 | 8,326,000 |
| Risk-weighted assets | 64,950,000 | 66,450,000 | 62,856,000 | 58,166,000 |