Call reports 2011
FIRST COMMUNITY BANK OF THE OZARKS — 2011
What FIRST COMMUNITY BANK OF THE OZARKS reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 104,356,000 | 98,444,000 | 96,642,000 | 100,158,000 |
| Total loans | 68,160,000 | 65,562,000 | 62,409,000 | 60,981,000 |
| Allowance for loan losses | 1,496,000 | 1,854,000 | 2,743,000 | 2,749,000 |
| Securities available for sale | 17,596,000 | 12,085,000 | 12,174,000 | 13,194,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,384,000 | 83,215,000 | 84,390,000 | 87,993,000 |
| Interest-bearing deposits | 83,551,000 | 77,587,000 | 77,619,000 | 80,105,000 |
| Noninterest-bearing deposits | 4,833,000 | 5,628,000 | 6,771,000 | 7,888,000 |
| Equity capital | 5,853,000 | 4,318,000 | 4,929,000 | 4,786,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,152,000 | 2,299,000 | 3,240,000 | 4,125,000 |
| Interest expense | 235,000 | 450,000 | 636,000 | 817,000 |
| Net interest income | 917,000 | 1,849,000 | 2,604,000 | 3,308,000 |
| Noninterest income | 217,000 | 376,000 | 565,000 | -285,000 |
| Noninterest expense | 1,633,000 | 4,689,000 | 4,257,000 | 4,157,000 |
| Provision for loan losses | 81,000 | 503,000 | 1,462,000 | 1,622,000 |
| Pretax income | -580,000 | -2,967,000 | -2,550,000 | -2,756,000 |
| Income tax | -206,000 | -1,027,000 | -894,000 | -973,000 |
| Net income | -374,000 | -1,940,000 | -1,656,000 | -1,783,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,464,000 | 2,469,000 | 3,243,000 | 3,259,000 |
| Total capital | 6,440,000 | 3,388,000 | 4,117,000 | 4,126,000 |
| Risk-weighted assets | 77,537,000 | 72,544,000 | 68,025,000 | 67,492,000 |